This is the first year (2025) I have tried this and I like it a lot! It’s prepared and simple. It can be done on the computer or printed. The Budget (left) shows the income, and all expenses and savings below. Totals can be added on the bottom before annuals, but I have a rough…
MY MONEY JOURNEY
CHILDHOOD – I am a SAVER. Whenever I got my allowance or money from relatives, I would tuck it away or put in my piggy bank. We didn’t go shopping for random things all the time, only groceries. Therefore, more incentive to save! When we got older, we went on a shopping spree with our…
MEAL PLAN
I have never been one to enjoy cooking/baking. I would rather clean and organize! I guess it takes me more TIME to STUDY the recipe to make sure I get it right, and I prefer SIMPLE and FASTER meals! My husband found MakingFrugalFun.com and printed The Frugal Meal Planner for me, to motivate me. It…
GIFT LISTS
GIFTS FOR OTHERS This is a list I began keeping, to track everyone I buy for in a given year: birthdays, weddings, showers, graduations, holidays, Christmas, and now Easter. I just list it in order, from January – December, all who I need to buy for. Then I make a separate list for: Christmas –…
THE CALENDAR
After a bunch of different ways of keeping a calendar, I have decided on printing my own (to save money) and putting it on the fridge as a family calendar. It’s always there out in the open, reminding us to make sure everything is accounted for that needs to be. Each year I have been…
THE NUTCRACKER CARD
This is what I drew of my husband and I for the third Christmas I made cards, as this is my other favorite holiday theme. I am a sucker for romance stories haha.
VACUUM/BROOM/MOP
I still have the Kenmore Progressive vacuum my parents got for me when I first got my apartment. I loved theirs and wanted one just like it. It’s been over 10 years I have had it. My husband doesn’t like it because it smells like something burning haha. He wants me to get a new…
ULTIMATELY…
“What do you actually wear daily?” To save money, reduce waste, and shorten time, we should probably look at what we actually wear everyday. Then figure out why, and then create a wardrobe around that why and use other tools to enhance it if we so wish. This way we wear everything in our closet…
DRESSING YOUR TRUTH
DRESSING YOUR TRUTH was invented by a woman named Carol Tuttle. This is a really cool idea for anyone to try. It targets who we are on the inside to be able to find what works for us on the outside. She found 4 types: Type 1 – Bright and Animated Type 2 – Soft…
HISTORY OF CLOTHES
Now researching this was fascinating! This is quickly from memory as I don’t have my notes anymore. But I remember seeing how it slowly developed over the centuries until technology improved and we began having more abundance of textiles. Cavemen – This was basically wearing animal skins/furs or plant leaves to cover themselves. Biblical Times/Egyptian/Greece…